Housing Program

The Southeast Tennessee Development District’s (SETDD) housing program is funded through grants from Tennessee Housing Development Agency (THDA). We provide technical assistance and grant writing to the communities in our ten county region. We also assist in the development of non-profit organizations who are interested in low income housing in our area.

HOME Program

These are federal funds awarded through a THDA State-wide competitive process. The program goal is to bring substandard housing into compliance with HUD housing quality standards as well as local building codes. Examples of eligible work may include plumbing, electrical, foundations, roof replacement or repairs, handicap accessibility, windows and door replacements. These forgivable grants are awarded as a grant to low income homeowners who live in the home.


For more information, please contact Katie Kortekaas at (423) 424-4293 or by email at kkortekaas@sedev.org.


THDA Public Notices

Tennessee Housing Needs Survey

Open to ALL Tennesseans.
Please respond by July 31, 2024.

Affordable, decent, safe, and fair housing matters to everyone.
The Tennessee Housing Development Agency (THDA) and partners are conducting a study of housing needs in Tennessee and are seeking your experiences and opinions.

Your input will be used to develop two plans:

  1. The 2025 – 2029 Consolidated Plan, which will outline goals and priorities for an anticipated $60 million in annual federal funding for housing and infrastructure from the U.S. Department of Housing and Urban Development (HUD).
  2. A fair housing plan to address housing discrimination and disparities.

Please visit the link below by July 31, 2024.
The survey is posted at https://www.surveymonkey.com/r/W8LVNGY.

Please contact research@thda.org for questions and accommodations.


Encuesta de necesidades de vivienda de Tennessee

Abierta a TODOS los habitantes de Tennessee.
Le pedimos que responda antes del 31 de julio de 2024.

Una vivienda asequible, decente, segura y justa es importante para todos.
La Agencia de Desarrollo de Vivienda de Tennessee (Tennessee Housing Development Agency, THDA) y sus socios están realizando un estudio sobre las necesidades de vivienda en Tennessee, y buscan conocer sus experiencias y opiniones.

Su opinión se utilizará para desarrollar dos planes:

  1. El Plan Consolidado 2025 – 2029, que describirá objetivos y prioridades para un financiamiento federal anual anticipado de $60 millones para vivienda e infraestructura del Departamento de Vivienda y Desarrollo Urbano de EE. UU. (Housing and Urban Development, HUD).
  2. Un plan de vivienda justa para hacer frente a la discriminación y las disparidades en la vivienda.

Escanee el código QR o visite el enlace a continuación antes del 31 de julio de 2024.
La encuesta está publicada en https://www.surveymonkey.com/r/W8LVNGY?lang=es. Selecciona tu idioma en la esquina superior derecha de la página web.

Si tiene preguntas o necesita adaptaciones, comuníquese con research@thda.org .

Additional Housing Resources:

Tennessee Housing Development Agency (THDA)

As the State’s housing finance agency, the Tennessee Housing Development Agency (THDA) is a self-sufficient, independently funded, publicly accountable entity of the State of Tennessee. THDA’s mission is to meaningfully expand safe, sound, affordable housing opportunities for low and moderate income Tennesseans as the state’s leading resource. For more information on THDA visit the site at https://thda.org

THDA Programs

THDA offers a range of programs for homebuyers, homeowners and renters. Check out the programs offered. https://thda.org/programs

Great Choice Home Loans

Great Choice is a 30-year, fixed interest rate home loan available through private banks and lenders. These loans focus on first-time homebuyers, U.S. military veterans, and homebuyers in targeted areas. Down payment assistance may also be available. https://thda.org/homebuyers

Tennessee’s Free Housing Locator

This is a THDA-sponsored, free online resources for locating and advertising available rental property and other resources for renters. http://tnhousingsearch.org/

THDA Research and Planning

For statewide and county-based information about housing and housing affordability, check out THDA’s Research and Planning publications to gain insight into the state’s housing market and THDA’s impact on affordable housing.  https://thda.org/research-reports


Chattanooga Neighborhood Enterprise

Recent changes have been implemented to the Hardest Hit Fund mortgage payment assistance program. The Chattanooga Neighborhood Enterprise (CNE) now has the unprecedented ability to help more homeowners keep their homes from foreclosure.

Help includes:

  • Increase in financial assistance per household
  • Expanded eligible hardships (unemployment, underemployment, short term and long term disability, divorce, deceased spouse)
  • Removal of escrow restrictions
  • Increase in maximum household income limit
  • Increase in maximum principle balance limit
  • Decrease in paperwork
  • Improvement in turnaround time from THDA (average less than 3 weeks)
  • Any many other improvements

For assistance, please contact the CNE’S FORECLOSURE PREVENTION HOTLINE AT (423) 664-4663

Additional Links

USDA Rural Development Housing Repair and Rehabilitation


For more information on Rural Development programs contact the Rural Development Area Office in Chattanooga at 423-756-2239 or toll free at 800-342-3149.

United Cerebral Palsy Housing Modification and Ramp Program

Application: http://www.ucpnashville.org/HomeAccess/WheelchairRampApplication.pdf

Information: http://www.ucp.org/resources/housing/home-modification